Call Michael Thomas (619) 286-9400
  • Home
  • Short Sale FAQ’s
  • Taxation
  • Short Sale Approvals
  • News
  • Apply NOW
Home > Underwater Mortgage

Short Sales Now Recover More Value Than Foreclosures

July 17, 2026 by mthomas

Realtor.com finds short-sale activity accelerating, though the transactions represented just 0.6% of typical home sales in 2025 Short sales are increasing for the third consecutive year and now recover more of a property’s estimated value than foreclosures, according to a new Realtor.com report. Short-sale transactions increased 4% from 2023 to 2024, nearly 10% from 2024 to 2025 Continue Reading

California Foreclosures, Pre-Foreclosures & Short Sales Update – July 2026

July 16, 2026 by mthomas

As California's housing market continues to adjust to higher mortgage interest rates and rising homeownership costs, foreclosure activity has shown a gradual increase during 2026. While the overall number of foreclosures remains well below the levels seen during the Great Recession, homeowners across Southern California are beginning to experience greater financial pressure. For anyone facing Continue Reading

California Foreclosures, Pre-Foreclosures & Short Sales Update – June 2026

June 18, 2026 by mthomas

As we move through the summer of 2026, many homeowners across California are closely watching changes in the foreclosure and housing markets. While foreclosure activity remains well below the levels experienced during the 2008 housing crisis, recent data shows a gradual increase in foreclosure filings, creating new opportunities and challenges for homeowners throughout Southern California and San Continue Reading

MORTGAGE DELINQUENCIES AND FORECLOSURES ARE RISING, A WORRISOME SIGN

June 11, 2026 by mthomas

Foreclosure inventory just hit a six-year high, and experts say the borrowers who stretched to buy homes in 2022 and beyond are falling behind the fastest. From her office in Painesville, Ohio, just north of Cleveland, Patricia Kidd has a front-row seat for the ups and downs of the housing market. The area was often considered the ground zero of the 2010s foreclosure crisis, but since then, Continue Reading

FORECLOSURE AND EMPLOYMENT TRENDS SIGNAL HOUSING RISK

June 7, 2026 by mthomas

County-level data reveals where market conditions may be most vulnerable to future price declines Housing market risk remained concentrated in parts of Florida and California during the first quarter of 2026, according to ATTOM's latest Housing Risk Report, which found that unemployment and foreclosure activity were the strongest indicators of vulnerability among U.S. housing markets. The Continue Reading

HOW TO GET A MORTGAGE AFTER A SHORT SALE

June 19, 2025 by mthomas

Quick Answer If you have a short sale in your credit history, you may need to wait two to four years before you can qualify for a new mortgage. In the meantime, you can rebuild your credit, have a steady income and save for a bigger down payment. If you sell your home through a short sale, you may have to satisfy a waiting period before qualifying for a new mortgage. The length of that Continue Reading

Categories

  • Market Reports
  • Real Estate News

Client Testimonials

"I had already received a Notice of Default and was heading straight toward foreclosure. I had no idea what a short sale was until I was referred to Michael... continued"
- Charles Hunter
View All

Short Sale Specialist

Apply Now For a Free Consultation
Apply Now

Michael Thomas

Michael Thomas is one of the leading real estate brokers in San Diego, California. He is endorsed by the National Association of Realtors as a Seller Representative Specialist, Accredited Buyer Representative, as well as Short Sale & Foreclosure Certified. As a lifelong resident of San Diego with a Master’s Degree in Business Administration, he’s uniquely qualified to help San Diegans achieve their real estate goals.

DRE# 01396530 NMLS# 349714

Meet Michael

California Lending & Realty

3940 Hancock Street, Suite 109
San Diego, CA 92110

(619) 286-9400
Contact Michael

Accessibility Notice  •  California Lending & Realty is a division of California Lending Company Inc.
CA DRE #01400067   •   NMLS #235745   •   sitemap   •   admin   •   ©2026 All Rights Reserved  •  Real Estate Website Design by IDXCentral.com