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Home > San Diego Short Sale

FORECLOSURES CLIMB IN EARLY 2026

April 28, 2026 by mthomas

Filings jumped again in Q1 2026, but still trailed pre‑crisis peaks US foreclosure activity inched higher again in early 2026, adding to nearly a year of steady increases and raising new questions for lenders about how resilient stretched borrowers will be if the economy slows. ATTOM reported 118,727 properties with a foreclosure filing in the first quarter of 2026, up 6% from Continue Reading

GRADUAL ANNUAL RISE IN FORECLOSURE ACTIVITY CONTINUES IN FEBRUARY 2026

March 16, 2026 by mthomas

Foreclosure Starts Increase 14 Percent Year Over Year; Completed Foreclosures (REOs) Up 35 Percent from a Year Ago IRVINE, Calif., March 12, 2026 /PRNewswire/ -- ATTOM, the leading provider of property data, AI-powered analytics, and real estate intelligence solutions, today released its February 2026 U.S. Foreclosure Market Report, which shows there were a Continue Reading

Foreclosure Activity Rises Annually for the Eleventh Straight Month, Extending the Trend into 2026

February 11, 2026 by mthomas

Foreclosure Starts Rise 26 Percent Year Over Year; Completed Foreclosures Increase 59 Percent from a Year Ago ATTOM, the leading provider of property data, AI-powered analytics, and real estate intelligence solutions, today released its January 2026 U.S. Foreclosure Market Report, which shows there were a total of 40,534 U.S. properties with foreclosure filings— default Continue Reading

UNITED STATES HOUSING MARKET RISK INTENSIFIES

January 13, 2026 by mthomas

ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3 A new analysis from ATTOM, the Q3 2025 U.S. Housing Risk Report, identifies the county-level housing markets most vulnerable to downturns in the third quarter of 2025, highlighting persistent affordability Continue Reading

MORE SAN DIEGO HOMEOWNERS FACE NEGATIVE EQUITY AS HOUSE PRICES FALL

December 15, 2025 by mthomas

An increasing number of homeowners in San Diego and nationwide are facing “negative equity” because of falling home prices coupled with low down payments, according to the latest Cotality Home Equity Report. Irvine-based Cotality, the real estate data company formerly known as CoreLogic, said 0.6% of San Diego homeowners had negative equity in the third quarter, an increase of 0.14 Continue Reading

U.S. Year Over Year Foreclosure Activity Rises for Sixth Straight Month in August

September 15, 2025 by mthomas

IRVINE, Calif. — September 11, 2025 —ATTOM, a leading curator of land, property data, and real estate analytics, today released its August 2025 U.S. Foreclosure Market Report, which shows there were a total of 35,697 U.S. properties with foreclosure filings— default notices, scheduled auctions or bank repossessions — down 1 percent from a month ago but up 18 percent from a year Continue Reading

California Enacts New Mortgage Servicing and Foreclosure Standards

September 6, 2025 by mthomas

On June 30, California Governor Newsom has signed AB 130, a budget trailer bill related to housing. This legislation includes new requirements for mortgage servicers of subordinate mortgages, defined in the bill, and took effect immediately. The text of the new statute, which comprises a very small portion of the full bill, may be found (here). The bill outlines unlawful practices for mortgage Continue Reading

Foreclosure filings hit a six-year high during the first half of 2025

July 24, 2025 by mthomas

Alaska led all states with a 55% year-over-year spike in foreclosures Home foreclosure filings for the first half of the year reached their highest level since 2019, with foreclosure starts up 41% compared to the first half of 2020. That’s according to data from real estate analytics company Attom, which reported 1 in every 4,361 properties in the U.S. had a foreclosure filing in Continue Reading

HOW TO GET A MORTGAGE AFTER A SHORT SALE

June 19, 2025 by mthomas

Quick Answer If you have a short sale in your credit history, you may need to wait two to four years before you can qualify for a new mortgage. In the meantime, you can rebuild your credit, have a steady income and save for a bigger down payment. If you sell your home through a short sale, you may have to satisfy a waiting period before qualifying for a new mortgage. The length of that Continue Reading

ZILLOW PREDICTS SAN DIEGO HOME VALUES WILL DROP

June 10, 2025 by mthomas

Index foresees slight decrease of 1.1% in the county by March Zillow has broken from the pack to say San Diego County home values could decrease over the next year. Home values in San Diego County will drop 1.1% by March 2026, Zillow said in its latest Home Value Index. While the decrease is small, it’s notable because no other major forecasters have said home prices, or values, would drop, Continue Reading

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Michael Thomas

Michael Thomas is one of the leading real estate brokers in San Diego, California. He is endorsed by the National Association of Realtors as a Seller Representative Specialist, Accredited Buyer Representative, as well as Short Sale & Foreclosure Certified. As a lifelong resident of San Diego with a Master’s Degree in Business Administration, he’s uniquely qualified to help San Diegans achieve their real estate goals.

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San Diego, CA 92110

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