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Recent Posts:

  • December Foreclosure Filings Double Year-Over-Year
  • Will Projected Price Declines Drive Pandemic Homebuyers Underwater?
  • Delinquencies, Foreclosures Up Year-Over-Year But Still Near Record Lows
  • Mortgage Defaults: What We Learned from 2007
  • Nationwide Foreclosure Starts Hit Pre-Pandemic Levels
  • ‘Dramatic increase.’ Foreclosure filings are up more than 150%. Here’s what that tells us about the housing market
  • Q2 Zombie Foreclosures on the Rise
  • More Than Half of Investors Believe the Housing Market is Overvalued
  • Foreclosure Activity Increases for Eleventh Consecutive Month
  • Foreclosure Completion Numbers Continue to Rise
  • Upbeat Economy Brings Downturn in Forbearance Volume
  • Foreclosure Starts Increase in October
  • Forbearance Update: Declining Volumes as Agreements Expire
  • Forbearance Exits Jump to Quickest Pace Since March
  • FHFA Increases Post-Foreclosure and REO Eviction Moratoria Protections
  • Forbearance Levels Improve, But Plan-Expirations Loom Large
  • CFPB proposes foreclosure ban until 2022
  • Active Forbearance Numbers Trending Upward
  • Biden Issues Executive Order on Foreclosures
  • Millions May Lose Their Homes When Moratoria Expire
  • ‘Stunning’ Delinquency Spike Could Mean ‘Bumpy Waters Ahead’
  • FHFA and FHA Extend Foreclosure, REO Eviction Moratoriums
  • Mortgage Delinquencies Hit Four-year High
  • 7.7% of Mortgages Now in Forbearance
  • Cities at Risk of a Housing Recession
  • Foreclosure Trends, State by State
  • Mortgage Meltdown Unlikely Despite Hike in Risky Loans
  • The Rise of Mom-and-Pop REO Investors
  • Foreclosures Levels Continue to Drop
  • Measuring Distressed Property Prices
  • Delinquency rates hit 20-year low
  • How the GSEs Are Preventing Foreclosures
  • Trends in Homeowner Equity
  • Another Housing Bubble Ahead?
  • Fewest Americans in 20 years losing homes to foreclosure
  • Fewer Americans are filing for foreclosures
  • MORE MORTGAGES PAID ON TIME
  • DEFENDANT IN $4M MORTGAGE FRAUD SCHEME GETS PRISON
  • Back From the Brink of Foreclosure
  • Debt-to-Income and Delinquencies
  • ‘They destroyed me.’ Wells Fargo’s mistake forced her to sell her home
  • A Closer Look at Foreclosure Prevention
  • Wells Fargo computer glitch blamed as hundreds lose their homes
  • Can Education Costs Spur More Foreclosures?
  • Worrying Delinquency Trends
  • The Ripple Effect of Foreclosures
  • Helping Delinquent Borrowers Save Their Homes
  • A decade after the housing crash, a new story emerges
  • A Decade Later, What Has Changed in Housing?
  • What’s Causing an Uptick in Foreclosure Starts?
  • WELLS FARGO TO PAY $2 BILLION TO SETTLE FAULTY MORTGAGES CASE
  • Housing demand sees biggest drop in more than 2 years
  • Loan Mods and Liquidation Decline
  • How Much of Household Debt Is Mortgage Based?
  • Delinquencies Reverse Course
  • MBA: Foreclosure Inventory Rate at 12-Year Low
  • Analysis: Zero-down home loans are back. Be very leery
  • FORECLOSURES TICK UP DUE TO LOAN VINTAGES MADE WITH LESSER STANDARDS
  • Assessing the State of the Market
  • HARP Loans Continue Outperforming Pre-Crisis Mortgages
  • Securing Foreclosure Protections for Veterans
  • First Mortgage Default Rates Hold Steady
  • Seriously underwater homes dropped by 0.8 percent in 2017
  • Foreclosure Starts and Completions Hit 17-Year Lows
  • Former owner of foreclosure rescue business admits to stealing borrowers’ homes, equity
  • 90-Day Delinquencies Experience Largest Monthly Increase in 9 Years
  • Fannie and Freddie Announce Holiday Eviction Moratoriums
  • U.S. Home Flipping Returns Drop To Two-Year Low In Q3 2017
  • Seriously Underwater U.S. Properties Decrease by 1.4 Million From a Year Ago in Q3 2017
  • Is Peer-to-Peer Lending the New Subprime Mortgage?
  • Delinquencies up for Fannie Mae
  • Foreclosure Distress to Impact Political Views?
  • Index Reveals a Rise In Foreclosure Activity

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Michael Thomas

Michael Thomas is one of the leading real estate brokers in San Diego, California. He is endorsed by the National Association of Realtors as a Seller Representative Specialist, Accredited Buyer Representative, as well as Short Sale & Foreclosure Certified. As a lifelong resident of San Diego with a Master’s Degree in Business Administration, he’s uniquely qualified to help San Diegans achieve their real estate goals.

DRE# 01396530 NMLS# 349714

Meet Michael

California Lending & Realty

3940 Hancock Street, Suite 109
San Diego, CA 92110

(619) 286-9400
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